Wednesday, February 10, 2010

A Note about Australian Insurance companies.

What I have found out is that you really need to have the highest cover money can buy for a corneal transplant to be covered by private insurance (e.g. medibank private). It is best to check with your insurance company whether or not they cover the operation before you proceed so you know the costs. I failed to do this and my claim has been rejected. Oh well - at least my corneal transplant has not been rejected! It is best to call up and quote the specific item numbers (listed below) to the insurance company and if they agree to cover the surgery also get them to send you a letter that they have accepted the claim. The items numbers are:

42653 - Full thickness (PK) corneal transplant.
42656 - Second subsequent procedure.
42659 - Superficial or lamellar cornea transplantation.
17610 - Pre-anaesthesia consultation
20144 - Anaesthesia for corneal transplant
23091 - Anaesthesia time - around 2 hours for DALK.

If your private cover does not include major eye surgery you can go to a public hospital (Eye and Ear in East Melb) as a public patient. You will not be able to choose your surgeon but will avoid about $2500 in hospital costs. You will still have to pay the gap between what medicare pays and what the surgeon and anaesthestist charge. I estimate this to be around $2000.

6 comments:

  1. Eye Surgery in India is gaining popularity around the world. Not only does the country offer some very good doctors but also world-class treatments. Eye surgery in India is the cheapest in the world yet you will get the best treatment. In India, the popularity of Eye surgery is getting blossomed among the people and even the ophthalmologists. Today, the highest international quality of eye care for cornea, cataract, squint and glaucoma is available in India, over 40 centers. Cornea transplant India




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  2. Since
    Eyes
    are the most important organ of a human body and so vision is the priceless gift of nature. Many ignore to care for their eyes in regular ways and ultimately require going for eye treatment or even go up to surgery level. The other terms of "eye surgery" are "ocular or Orogolomistician surgery". This type of surgery is typically done on the adnexa of an eye or on the eye by an ophthalmic surgeon.
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  3. cochlear implants
    have helped more than 180,000 recipients in more than 100 countries , whether they're born deaf or whether hearing loss occurs later in life, experience talking on the phone, listening to music, and hearing the voices of their friends and loved one.


    The cornea
    is the tissue on the very front of the eye. It is clear and covers the iris and pupil. It works with the lens to provide focusing power to the eye.



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  4. Interesting post, very helpful and thank you for sharing.

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  5. Nic blog. Thanks to share. Guru Nanak vision care center is most trusted eye hospital in India because senior eye specialist Dr. Narinder Mehta has a long experience and best surgery skills for successful eye surgery. For best results please follow the best cornea transplant treatment in India.

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